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LIC’s new ‘Dhan Vridhi’ insurance policy launched

The country’s largest insurance company LIC has launched its new policy ‘Dhan Vridhi’. In this new policy, the insured will also get guaranteed returns along with the insurance cover. This will be a single premium life insurance plan which will be non-linked, non-participating and for individuals.LIC’s ‘Dhan Vridhi’ policy has been launched on 23 June 2023. The company has currently fixed September 30, 2023 as the last date for purchasing this policy. Here you will get all the information about the policy.
Features of LIC Dhan Vridhi Plan
In this policy of LIC, people will get the benefit of guaranteed returns along with insurance cover. While the family members of the policyholder will get financial assistance on the occasion of his/her death, there will also be a guaranteed return on the maturity of the policy. Customers of this policy will get two options, in which 1.25 times in the first case and 1.25 times in the second case 10 times returns can be achieved. However, the premium will be different for both the conditions.
In this number of days the policy will mature
The maturity period in LIC ‘Dhan Vridhi’ policy will be 10, 15 and 18 years. Your minimum age should be 90 days to become a customer of this policy, that means the policy can be bought in the name of children also.
Minimum Sum Assured will be
The minimum sum assured for LIC Dhan Vridhi policy will be Rs 1.25 lakh. After this it can be increased in multiples of Rs.5000.
death benefit
Once the risk cover in LIC Dhan Increment commences, the policy holder will get the ‘Sum Assured’ and the ‘Guaranteed Return’ earned thereon in the event of death during the policy term. At the same time, on maturity of the policy, he will get the sum assured accumulated till then and the guaranteed return. The guaranteed return will be added to the policy every year at the end of the policy term. In the first option, it would be Rs 60 to Rs 75 for a sum assured of Rs 1,000. While in the second option it will be between 25 to 40 rupees.
Will be able to take riders with the increase in funds
With LIC Dhan Vridhi policy, customers can also avail accidental death and disability benefit riders like other term policies. Along with this, loan facility will also be available on this policy. LIC Dhan Vridhi policy can be bought online and through an insurance agent

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